Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...

Six-month CDs continue to offer some of the highest savings yields Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. Six-month CDs ...

Certificates of deposit are paying up to 4.35% APY right now, offering guaranteed returns that stay fixed until maturity. These rates give you certainty about your earnings while the Federal Reserve ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...