Generalized additive models (GAMs) are commonly used in ecological research for their ability to model complex nonlinear relationships. However, assessing predictor importance in the presence of ...
We analyze consumer defaults in a sample of 64 000 customers taking personal loans from a Korean bank. Applying a generalized additive modeling (GAM) framework, we show a nonlinear impact of loan and ...
In this module, we will introduce generalized linear models (GLMs) through the study of binomial data. In particular, we will motivate the need for GLMs; introduce the binomial regression model, ...
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