Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

When purchasing an insurance policy, the timing surrounding an application is critical to get right. If you apply too late, you may get stuck paying a higher premium for limited coverage. But if you ...

There are so many types of insurance that it can be difficult to sort through which are vital to purchase and which may not be as urgent. Depending on the type of insurance and kind of coverage you ...

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

Life insurance is a crucial aspect of financial planning that is often overlooked or postponed. Understanding its significance can make a profound difference in the financial stability and security of ...

Understanding the importance of renters insurance is crucial for safeguarding your financial stability and preserving wealth. Often overlooked or deemed unnecessary, renters insurance provides a ...

I’ve found over my career that many financial advisors are uncomfortable talking about life insurance. In some cases, they have an irrational fear of the product. In fact, a Saybrus Partners study ...

If you're shopping for car insurance, homeowners insurance, renters insurance, or health insurance, you've likely come across the term "deductible." A deductible is an amount you'll pay before your ...

An illness, accident, or other unexpected situation can arise before or during any kind of vacation. Such an incident may ruin your travel plans, but on a cruise, the stakes are even higher. Travel ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...