Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

CD rates are starting to slip as October gets underway, following the Fed's rate cut in September. Several banks have already lowered their yields -- and with another Fed meeting set for Oct. 28–29, ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

CD rates are already feeling the pressure as November gets underway. The Fed's second quarter-point cut -- announced just last week -- is starting to ripple through, and more banks may lower their ...

Average rates for 1-year CDs are down 9 basis points in the past year to an average of 1.76% APY, according to the latest government data. But that doesn’t mean you have to settle — dozens of banks ...

Average yields for certificates of deposit with 36-month terms are down 10 basis points over the past year to just 1.34% APY, according to the latest government data. And looking ahead, more cuts are ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...