Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

It appears that, much the recent return to vinyl records, many music fans are fueling a resurgence of interest in CDs. How, and why, is this happening?

Find the highest APY available by comparing online banks and credit unions and looking for promotional terms. Build a CD ladder to take advantage of today's rates without locking all your money up for ...

A proactive move before your CD matures can help you avoid low yields and stay ahead of the Fed's next move. If you don’t act before your CD’s maturity date, your money may get locked into a lousy ...

American Express offers CDs with terms ranging from 11 months to five years, providing fairly competitive rates without a minimum deposit requirement. Amex’s 11-month CD earns 3.25% APY and made our ...

Solid CD rates allow retirees to secure a reliable income with a CD ladder strategy. Retirees need to balance lower-returning CDs with stocks and other investments. Building a CD ladder involves using ...

CDs can pay top rates, so it's worth exploring strategies to safely add one to your savings plan. Betsy began her career in international finance and it has since grown into a comprehensive approach ...

What is a CD loan? Learn what it is and how you can use your certificate of deposit as collateral. See the benefits, ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

A certificate of deposit (CD) is a bank-offered account that locks your money in at a fixed rate for a preset period of time. The account pays interest periodically for the duration of the CD, but ...