Modern annuities address longevity risk, market volatility, inflation, liquidity needs, and legacy planning, helping retirees ...

While annuities are not new to the retirement income marketplace, potential clients still hesitate to adopt them, even though ...

A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...

(Dow Jones) A new variable annuity will allow investors to build their portfolio by choosing subaccounts that invest in an increasingly popular class of investments: exchange-traded funds. The ...

When saving for retirement, it’s common to have overlapping goals. Most of us want to save enough to generate a comfortable monthly income, avoid outliving our savings and leave something for our ...

Bandhan Life announced iRetire, a life annuity with a return of purchase price feature that provides lifetime income and a legacy.

This post continues my series about using IRAs, 401k plans, and other retirement savings to generate a lifetime monthly paycheck. I've previously written about immediate annuities as one way to ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Marguerita is a Certified Financial Planner (CFP), Chartered ...

With this clause you can exchange an annuity without paying income tax George Lambert has spent 30+ years in the financial industry; his roles include CFP, certified divorce financial analyst, and ...

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...

How long does the guaranteed rollup rate last? Does it have any other features? Guaranteed rollup rates for the benefit base generally end once guaranteed distributions from the contract have ...