Find out how affordable your home equity borrowing options are now.

The Fed rate just hit its lowest level in years, but whether mortgage rates fall now depends on a few factors.

The Federal Open Market Committee, or FOMC, sets the fed funds rate. There are eight regularly scheduled FOMC meetings throughout the year, and its members include top officials from the U.S. Federal ...

Long-term capital gains tax is applied to investments that have been held for over a year before being sold for a profit.

Annual percentage yield (APY) is the effective annual rate of return on an investment. Learn how it accounts for compounding interest and how it differs from APR.

If the Fed holds interest rates steady as a means of protecting against inflation, it risks a deeper slowdown of the labor ...

The latest cut brings the target federal funds rate to a range between 3.5 percent and 3.75 percent, the lowest level in three years. This rate affects many consumer lending and savings rates ...

In the unpredictable, inflationary economy of recent years, certificate of deposit (CD) accounts have been a smart and effective way to protect your money. These accounts are FDIC-insured up to ...

NPR's Michel Martin speaks with Mark Zandi, chief economist at Moody Analytics, about the Federal Reserve's decision to cut interest rates and what it means for consumers.

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

The neutral rate—the interest rate at which monetary policy is neither accommodative nor restrictive—is a theoretical concept that cannot be directly observed, only estimated. The neutral rate is an ...

An accrual rate is the interest percentage added to the principal of a financial product between payments. Learn how it applies to bonds, mortgages, and vacation time.