Discover how classified loans are identified, their risks, and their impact on borrowers. Learn criteria for classification and safeguard your financial health.

Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...

Learn about title loans, how they work, their costs, and risks involved. Ideal for those with poor credit, yet can be costly with high APRs. Understand better options.